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Whippoorwill Ln,
Urban Estates,

Naples, FL, USA

Insurance-ready · Naples & SW Florida

Wind Mitigation Inspection in Naples, FL

A wind mitigation inspection documents the storm-resistant features of your home, so your insurance company can apply the discounts you're entitled to. Accepted by Citizens, Universal, Heritage, and most major Florida carriers. Report delivered same day.

Roof framing connection checked during a wind mitigation inspection in Naples, FL
Protect Your Home and Loved Ones

Wind mitigation inspection for hurricane resilience.

Harness the Power of Wind Mitigation

Strengthen your home against high-velocity winds.

Save on Insurance Premiums

Unlock discounts with a verified wind mitigation report.

Homes with better wind resistance are better equipped to withstand strong winds

Mitigation means reducing or redistributing force. If you're a new homeowner, or looking to renew coverage, your insurer will ask for this inspection to quote your wind coverage and apply a discount based on the safety features your home qualifies for.

The form has been revised multiple times since it was adopted, and it can be easy to misread. That's why it matters to have an inspector who knows the form and fills it out correctly.

What it covers

What we check

Roof covering type and shape (hip vs. gable)
Roof deck attachment (nail size, spacing)
Roof-to-wall connection type (clips, straps)
Secondary water resistance (SWR barrier)
Opening protection (impact windows, shutters)
Roof age and permit documentation
Why it matters

Lower your insurance premium

Florida insurers are required to offer discounts for wind-resistant features like hip roofs, impact windows, and reinforced roof-to-wall connections. Without a current wind mitigation report, you're leaving those discounts on the table. The form is valid for up to 5 years and can be submitted directly to your insurer.

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"Wonderful experience...thorough, detailed, and informative on all inspection points."

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Areas we cover

SW Florida service areas

How it works

Quick and straightforward

1Book online

Pick a day that works for you. Next-day availability for many inspections.

2On-site inspection

A quick visual check of roof and opening features, usually 30-45 minutes.

3Same-day report

Completed OIR-B1-1802 form delivered same day, ready to send to your insurer.

Pricing

Wind Mitigation pricing

0-3000 sq ft$175
3000-3500 sq ft$195
Book online →
FAQ

Wind mitigation questions

What is a wind mitigation inspection?
An inspection that assesses the structural and protective features of a property that reduce wind damage during a storm or hurricane.
Why is a wind mitigation inspection important in Florida?
Florida's hurricane exposure means insurers often require this inspection to evaluate a property's risk and determine premiums.
Who can perform a wind mitigation inspection?
A licensed inspector with experience evaluating wind-resistant features, per Florida requirements.
What features are assessed during the inspection?
Roof covering, roof-to-wall connections, roof geometry, gable end bracing, opening protection, and secondary water barrier.
How does the roof covering affect wind mitigation?
The type and condition of the covering determine its resistance to wind uplift. Asphalt shingles, metal, and tile all rate differently when properly installed.
What are roof-to-wall connections, and why do they matter?
They secure the roof structure to the walls. Reinforced connections like hurricane straps or clips improve the roof's ability to withstand high winds.
How does roof geometry factor in?
A roof's shape, slope, and orientation affect how well it resists wind loads. Some shapes perform meaningfully better than others.
What is gable end bracing?
Reinforcement of the triangular wall section between roof slopes, which helps prevent collapse during high winds.
Why is opening protection evaluated?
Impact-resistant windows, doors, and shutters keep wind-borne debris from breaching the home, reducing damage and improving safety.
What is a secondary water barrier?
An extra layer of protection against water intrusion if the primary roof covering fails, assessed by checking for specific materials under the roofing.
How long does the inspection take?
Typically a few hours, depending on the size and complexity of the property.
Can the report lead to insurance discounts?
Yes. Florida insurers often offer reduced premiums for verified wind-resistant features found in the report.

Ready to book your inspection?

Next-day availability for many inspections across SW Florida.

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Hours of Operation:

Monday - Friday (8am - 5pm)

Saturday (Appointment only)

Sunday (Closed)

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